ENTREPRENEUR. BUILDER. STILL BECOMING.

Your beginning
is not your
ceiling.

I’m Moe Ray. I grew up with eviction notices, utilities being shut off, and a future that looked nothing like this.

Today, I build businesses. And I share what it took to get here.

This is my story ↓
MOE RAYEntrepreneur & business owner
Moe Ray in a dark suit standing outdoors between two cars
A DIFFERENT BEGINNING.
AN UNFINISHED STORY.01 — MR
BUILT THROUGH EXPERIENCE.SCROLL TO DISCOVER ↓
SELECTED VENTURES & INITIATIVES
Frozen YogurtESTABLISHED 2013MRFGInsuraCentralThe IMO NegotiatorInsurance SkoolBigBroMoe.
01 / THE STORYNOT A STRAIGHT LINE.

Before the businesses.
Before the success.
There was survival.

My story starts a long way from the life I live today.

01

THE BEGINNING

When stability was a luxury.

I grew up in deep poverty. Evictions. Utilities cut off. Juvenile troubles. Those are parts of my life I don’t erase now that things look different.

They belong in the story, too.

02

THE BUILD

Insurance changed my life.

The life insurance industry became the foundation of my entrepreneurial journey. I built an agency, grew an organization, and achieved a level of success that challenged the trajectory of my childhood circumstances.

03

THE REBUILD

Success didn’t make me untouchable.

I also experienced losing the agency I had built under the wrong IMO relationship, without the business-to-business contractual protections I needed.

That experience shaped the work I do today: helping agency owners protect what they build, equipping professionals with better technology, and making what I’ve learned accessible.

THE THREAD THROUGH EVERYTHING

Build something.
Protect what you build.
Help someone else begin.

Moe RayEXPERIENCE INTO PURPOSE.
02 / THE WORKBUSINESSES WITH A PURPOSE.

What I’m
building.

Each business addresses a problem I’ve experienced firsthand in the insurance industry.

01 / INSURANCE DISTRIBUTION

Major Revolution Financial Group

A new operating standard
for the independent agency.

Major Revolution Financial Group brings a technology-driven approach to insurance distribution, empowering agents and agency owners with the infrastructure to build.

MRFG covers the InsuraCentral technology subscription at no cost for its agents, agencies, and partners.

Explore MRFG ↗
02 / INSURANCE TECHNOLOGY

InsuraCentralPATENT-PENDING TECHNOLOGY

More visibility.
More capacity to produce.

An operating system for insurance professionals, bringing together metrics and performance-enhancing technologies to help agents and agencies scale production.

A full suite of tools, including patent-pending technology, built around the work of growing an insurance business.

Discover InsuraCentral ↗
03 / AGENCY CONSULTING

The lesson was personal.
The mission is protection.

After experiencing the loss of my agency under the wrong IMO relationship, I founded The IMO Negotiator to help other agency owners secure business-to-business provisions that protect their hierarchy.

Firsthand experience informs the work: bringing contractual protection into the conversation before an agency needs it.

Meet The IMO Negotiator ↗
04 / PROPERTY & CASUALTY · OWNER

Insurance distribution.
Beyond life.

I own CrestGuard, a national property and casualty insurance distribution business serving personal and commercial insurance needs.

CrestGuard extends my work in insurance into the protection of homes, vehicles, businesses, and the assets people build.

Explore CrestGuard ↗
05 / CONSUMER BUSINESSES · ACQUISITION

Frozen YogurtESTABLISHED 2013

A well-known, established
frozen yogurt brand.

A consumer-facing frozen yogurt business founded in 2013 and subsequently acquired by Moe Ray.

Part of a privately held portfolio spanning industries beyond financial services.

FOOD & BEVERAGEPRIVATELY HELD
03 / PASS IT FORWARDKNOWLEDGE SHOULD OPEN DOORS.

A way in.
A way forward.

The industry changed my life. Sharing what I’ve learned is one way I can give something back.

FOR LIFE INSURANCE AGENTSFREE ACCESS
Insurance
Skool.

A free life insurance bootcamp for people getting started, finding their footing, or looking to take their production to the next level.

Explore the free course ↗LEARN THE BUSINESS. BUILD YOUR FUTURE.
FOR THE PERSON BEHIND THE AMBITIONCOMING SOON
BigBroMoe.

The mindset, philosophies, and frameworks behind my journey. A free course on the thinking that helped me change the direction of my life.

In the making
THE LESSONS BEHIND THE LIFE.

THE NEXT CHAPTER

Start where
you are.

Learn the business. Build your agency.
Find the tools for your next move.

I want to learn ↗I want to build ↗I want to protect my agency ↗

MOERAY.COM

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